El efectivo ya no es el rey en Japón, ya que el uso de monedas ha caído drásticamente

The number of coins in circulation in Japan has been reduced to an unprecedented amount, which indicates that the country’s households are approaching the end of their long history of love with savings.

The national inventory of coins has increased constantly since 1970, but has fallen drastically year after year during 18 consecutive months, according to data from the Bank of Japan.

This change was initiated by a combination of the covid pandemic, bank rates, inflation and the rise of payment technology.

Cashless transactions, which some have related to the idea that currencies are “dirty” and a vector of Covid, will accelerate considerably in 2022. Cashless transactions represent 36 percent of all payments. consumers, compared to 15 percent. Opposite front.

Los annalistas dieron que el ajamiento del public de las monedas también puede indicare un cambio más amplio en las attitudes japonesas hacia el ahorro.

The mayor’s decrease was produced in the circulation of the 500 yen coin of Mayor denomination. This is the most common coin that is given to children to keep in their home banks, a tradition that seeks to establish solid patterns of savings and deferred gratification at an early age.

Los Padres Generales Reserve $500 and eftivo en su cambio lo agregan a los minibancos de sus hijos, queo contenido se transferar a las quintas bancarias cuando están leñas.

Pero desde principios del ano pasado, los bancos japonez commenesarón y cobrar tarifas rigidas de hasta 1100 yenes cualquera que deposite grandes quantities de mondas.

Tsuyoshi Ueno, chief economist of the Instituto de Investigación NLI in Tokyo, said that the strong resistance to paying tariffs has probably caused many households to stop using deceptive banks and, in general, avoid accumulating financial losses. e parasar e parasar e parasar e parasar e parasar e parasar e magia .

En un article sobre el phenomeno, Ueno writes that savings were the driving force behind the demand and the minting of 500 yen coins, so it was reasonable to suppose that a reversal of the erosion was done.

El cambio aparente en el behaviora se produced cuando la alta tasa de inflation de Japón durante decadas está defiant las actutus de personas hacia el gasto y el ahorro.

Anos de crissimiento estancado han animado a los consumidores a collocar la mayor part de sus activos en depositos bancarios de bajo rendimiento. But now the underlying inflation has surpassed the Banco de Japón’s 2 percent target for 14 consecutive months, while this week’s wage data has shown continued upward pressure.

Los Mundos Politico and Impresario de Japon Centran cada vez más en la posibilidad de que el país experimente una transformación basic. Toda una generation que creció during the era of deflation saw itself obliged to adapt to increasing prices, a more demanding labor market and it is possible to move away from the experience of 24 years in Japan with ultra low interest rates.

The economists of JPMorgan in Tokyo said that if the demand for bank deposits remained stable in general terms as part of the household assets, the decrease in the number of bills in circulation was no longer pronounced. pronuncis de, los datos del Banco de Japón podría presagiar a cambio.

“The implication here is that the fall in the use of the currency could insinuate a larger change in the philosophy that the effective is the king in Japan,” said Benjamin Chatel of JPMorgan, who also pointed to the fall in the engine of one note. Los clientes el mes pasado. .

Latest articles

Related articles

Leave a reply

Please enter your comment!
Please enter your name here

spot_imgspot_img

page 1 page 1 page 1 page 1 page 1 page 1